Appendix C – EMV Response Data within ExtData | Nuvei Technologies

With the introduction of EMV, merchant receipt requirements changed. Cardholder and merchant receipts were modified with the addition of new EMV-related information, such as:

The name and the application identifier of the EMV card application that was used to perform the transaction,

The New transaction-specific chip data elements.

The data elements that were printed on magnetic stripe transaction receipts are still present.

Here is an example of an EMV Contact Debit transaction – Approved online – PIN

The receipt contains:

The Transaction Type (“Sale”),
The Application Preferred Name or the Application label,
The Application PAN, truncated and masked,
The Card Entry Method (e.g.”C” for EMV contact chip read),
The total transaction amount printed on the total line, along the Currency Indicator,
The Authorization Mode (“Issuer”),
Chip data and cryptogram elements,
A mention indicating that the cardholder has been verified by PIN.

World Store

Merchant DBA

600 Falling Rock Rd.

Merchant DBA location Line 1

Atlanta, GA 30350

Merchant DBA location Line 2

(770) 555-1234

Merchant phone number

SALE

Transaction type

Merch ID: 542929XXXXXXXXX

Merchant ID

Term ID: LKXXXXXXXX

Terminal ID

02/14/17

01:34 PM

Transaction date + time

Batch: XXXXXX

Entry Method: C

Batch number + Entry method (“C” = EMV contact)

Seq #: XXXX

Appr Code: XXXXXX

Transaction Sequence Number + Authorization Code

Trace #: XXXXXX

Trace number

Visa Debit/Credit

Application Preferred Name/Application Label

************1234

Primary Account Number

AID:

A0000000031010

Application ID

TVR:

0000008000

Terminal Verification Results

IAD:

A1B2C3D4E5F6A1B23030

Issuer Application Data

TSI:

F800

Transaction Status Indicator

AC:

11AA33BB55CC77DD

Application Cryptogram

TOTAL:

150.00

Total amount with currency indicator and symbol

APPROVED BY ISSUER

Response literal message

I agree to pay above total amount

Credit Disclaimer Line 1

according to card issuer agreement

Credit Disclaimer Line 2

(Merchant agreement if credit voucher)

Credit Disclaimer Line 3

CARDHOLDER VERIFIED BY PIN

CVM

Thank You!

Configurable footer

Merchant Copy

Receipt recipient

Sample EMV Transaction with Response Data link

<Transact>
	<UserName>JackStraw</UserName>
	<Password>****</Password>
	<WorkstationID/>
	<PosID>ECR2112</PosID>
	<Token>GRDE72</Token>
	<TerminalID>GRD101000020003</TerminalID>
	<SerialNum>901252112</SerialNum>
	<TraceNum/>
	<TimeOut/>
	<TenderType>Credit</TenderType>
	<TransType>Sale</TransType>
	<Amount>21.12</Amount>
	<CashBackAmt/>
	<FuelAmt/>
	<ClerkID/>
	<Zip/>
	<TipAmt/>
	<TaxAmt/>
	<Street/>
	<Street2/>
	<SurchargeAmt/>
	<PONum/>
	<OrigRefNum/>
	<InvNum>90125</InvNum>
	<ECRRefNum>aoxomoxoa</ECRRefNum>
	<ECRTransID/>
	<AuthCode/>
	<SigSavePath/>
	<Account/>
	<ExpDate/>
	<CVV/>
	<EBTFoodStampVoucher/>
	<VoucherNum/>
	<Force/>
	<FirstName>Ron</FirstName>
	<LastName>McKernan</LastName>
	<CountryCode/>
	<StateCode/>
	<CityName/>
	<EmailAddress/>
	<CheckSaleType/>
	<CheckRoutingNum/>
	<CheckNum/>
	<CheckType/>
	<CheckIDType/>
	<CheckIDValue/>
	<Birth/>
	<PhoneNum/>
	<TimeStamp/>
	<ShiftID/>
	<CustomerCode/>
	<TaxExempt/>
	<TaxExemptID/>
	<MerchantTaxID/>
	<DestinationZipCode/>
	<ProductDescription/>
	<MOTOECommerceMode/>
	<MOTOECommerceTransType/>
	<ECommerceSecureType/>
	<MOTOECommerceOrderNum/>
	<Installments/>
	<CurrentInstallment/>
	<TableNum/>
	<GuestNum/>
	<SignatureCapture/>
	<TicketNum/>
	<HRefNum/>
	<TipRequest/>
	<SignUploadFlag/>
	<ReportStatus/>
	<TokenRequest/>
	<CardType/>
	<CardTypeBitmap/>
	<PassthruData/>
	<ReturnReason/>
	<OrigTransDate/>
	<OrigPAN/>
	<OrigExpiryDate/>
	<OrigTransTime/>
	<DisProgPrompt/>
	<GatewayID/>
	<POSEchoData/>
	<GetSign/>
	<EntryModeBitmap/>
	<ReceiptPrint>0</ReceiptPrint>
	<CPMode/>
	<Odometer/>
	<VehicleNo/>
	<JobNo/>
	<DriverID/>
	<EmployeeNo/>
	<LicenseNo/>
	<JobID/>
	<DepartmentNo/>
	<CustomerData/>
	<UserID/>
	<VehicleID/>
	<ExtData/>
</Transact>
 
 
<TransactResult>
	<ResultCode>000000</ResultCode>
	<ResultTxt/>
	<ResultMsg>OK</ResultMsg>
	<TransType>SALE</TransType>
	<IPaddress/>
	<PosID>ECR2112</PosID>
	<Port/>
	<MacAddress/>
	<TerminalID>GRD101000020003</TerminalID>
	<Token>GRDE72</Token>
	<SerialNum>901252112</SerialNum>
	<Amount>21.12</Amount>
	<TraceNum>2478</TraceNum>
	<AuthCode>995773</AuthCode>
	<ApprovedAmount>21.12</ApprovedAmount>
	<MaskedPAN>0010</MaskedPAN>
	<RemainingBalance/>
	<ExtraBalance/>
	<CardType>VISA</CardType>
	<AvsResponse/>
	<CvResponse/>
	<HostCode>892624</HostCode>
	<HostResponse>0</HostResponse>
	<HostMessage>Transaction approved</HostMessage>
	<RefNum>181</RefNum>
	<ECRRefNum>aoxomoxoa</ECRRefNum>
	<TransDate>20170920</TransDate>
	<TransTime>155555</TransTime>
	<OrigRefNum/>
	<BatchNum/>
	<SigFileName/>
	<SignData/>
	<RawResponse/>
	<ExtData>
		<PLCardPresent>0</PLCardPresent>
		<PLEntryMode>4</PLEntryMode>
		<PLNameOnCard>Ron McKernan </PLNameOnCard>
		<AmountDue>0</AmountDue>
		<TipAmount>0</TipAmount>
		<CashBackAmount>0</CashBackAmount>
		<MerchantFee>0</MerchantFee>
		<TaxAmount>0</TaxAmount>
		<ExpDate>1222</ExpDate>
		<ECRRefNum>aoxomoxoa</ECRRefNum>
		<BatchNum>45</BatchNum>
		<CARDBIN>400555</CARDBIN>
		<HRef>892624</HRef>
		<SN>901252112</SN>
<!–– EMV DATA ––>
		<TC>600C695B8B1BC0B0</TC>
		<TVR>8080008000</TVR>
		<AID>A0000000031010</AID>
		<TSI>6800</TSI>
		<ATC>005A</ATC>
		<APPLAB>VISA CREDIT</APPLAB>
		<APPPN>Visa Credit</APPPN>
		<IAD>06010A0360BC00</IAD>
		<ARC>00</ARC>
		<CID>40</CID>
		<CVM>7</CVM>
<!–– EMV DATA ––>
	</ExtData>
</TransactResult>

Developers

Appendix C – EMV Response Data within ExtData

Sample EMV Transaction with Response Data link

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