Appendix C – EMV Response Data within ExtData

With the introduction of EMV, merchant receipt requirements changed. Cardholder and merchant receipts were modified with the addition of new EMV-related information, such as:

The name and the application identifier of the EMV card application that was used to perform the transaction,

The New transaction-specific chip data elements.

The data elements that were printed on magnetic stripe transaction receipts are still present.

Here is an example of an EMV Contact Debit transaction – Approved online – PIN

The receipt contains:

  • The Transaction Type (“Sale”),

  • The Application Preferred Name or the Application label,

  • The Application PAN, truncated and masked,

  • The Card Entry Method (e.g.”C” for EMV contact chip read),

  • The total transaction amount printed on the total line, along the Currency Indicator,

  • The Authorization Mode (“Issuer”),

  • Chip data and cryptogram elements,

  • A mention indicating that the cardholder has been verified by PIN.

World Store

 

Merchant DBA

600 Falling Rock Rd.

 

Merchant DBA location Line 1

Atlanta, GA 30350

 

Merchant DBA location Line 2

(770) 555-1234

 

Merchant phone number

SALE

 

Transaction type

Merch ID: 542929XXXXXXXXX

 

Merchant ID

Term ID: LKXXXXXXXX

 

Terminal ID

02/14/17

01:34 PM

 

Transaction date + time

Batch: XXXXXX   

Entry Method: C

 

Batch number + Entry method (“C” = EMV contact)

Seq #: XXXX   

Appr Code: XXXXXX

 

Transaction Sequence Number + Authorization Code

Trace #: XXXXXX

 

Trace number

Visa Debit/Credit

 

Application Preferred Name/Application Label

************1234

 

Primary Account Number

AID:

A0000000031010

 

Application ID

TVR:

0000008000

 

Terminal Verification Results

IAD:

A1B2C3D4E5F6A1B23030

 

Issuer Application Data

TSI:

F800

 

Transaction Status Indicator

AC:

11AA33BB55CC77DD

 

Application Cryptogram

     

TOTAL:

 

$

150.00

 

Total amount with currency indicator and symbol

 


APPROVED BY ISSUER

 

Response literal message

 


I agree to pay above total amount

 

Credit Disclaimer Line 1

 


according to card issuer agreement

 

Credit Disclaimer Line 2

 


(Merchant agreement if credit voucher)

 

Credit Disclaimer Line 3

CARDHOLDER VERIFIED BY PIN

 

CVM

Thank You!

 

Configurable footer

Merchant Copy

 

Receipt recipient

               

Sample EMV Transaction with Response Data link

<Transact> <UserName>JackStraw</UserName> <Password>****</Password> <WorkstationID/> <PosID>ECR2112</PosID> <Token>GRDE72</Token> <TerminalID>GRD101000020003</TerminalID> <SerialNum>901252112</SerialNum> <TraceNum/> <TimeOut/> <TenderType>Credit</TenderType> <TransType>Sale</TransType> <Amount>21.12</Amount> <CashBackAmt/> <FuelAmt/> <ClerkID/> <Zip/> <TipAmt/> <TaxAmt/> <Street/> <Street2/> <SurchargeAmt/> <PONum/> <OrigRefNum/> <InvNum>90125</InvNum> <ECRRefNum>aoxomoxoa</ECRRefNum> <ECRTransID/> <AuthCode/> <SigSavePath/> <Account/> <ExpDate/> <CVV/> <EBTFoodStampVoucher/> <VoucherNum/> <Force/> <FirstName>Ron</FirstName> <LastName>McKernan</LastName> <CountryCode/> <StateCode/> <CityName/> <EmailAddress/> <CheckSaleType/> <CheckRoutingNum/> <CheckNum/> <CheckType/> <CheckIDType/> <CheckIDValue/> <Birth/> <PhoneNum/> <TimeStamp/> <ShiftID/> <CustomerCode/> <TaxExempt/> <TaxExemptID/> <MerchantTaxID/> <DestinationZipCode/> <ProductDescription/> <MOTOECommerceMode/> <MOTOECommerceTransType/> <ECommerceSecureType/> <MOTOECommerceOrderNum/> <Installments/> <CurrentInstallment/> <TableNum/> <GuestNum/> <SignatureCapture/> <TicketNum/> <HRefNum/> <TipRequest/> <SignUploadFlag/> <ReportStatus/> <TokenRequest/> <CardType/> <CardTypeBitmap/> <PassthruData/> <ReturnReason/> <OrigTransDate/> <OrigPAN/> <OrigExpiryDate/> <OrigTransTime/> <DisProgPrompt/> <GatewayID/> <POSEchoData/> <GetSign/> <EntryModeBitmap/> <ReceiptPrint>0</ReceiptPrint> <CPMode/> <Odometer/> <VehicleNo/> <JobNo/> <DriverID/> <EmployeeNo/> <LicenseNo/> <JobID/> <DepartmentNo/> <CustomerData/> <UserID/> <VehicleID/> <ExtData/> </Transact> <TransactResult> <ResultCode>000000</ResultCode> <ResultTxt/> <ResultMsg>OK</ResultMsg> <TransType>SALE</TransType> <IPaddress/> <PosID>ECR2112</PosID> <Port/> <MacAddress/> <TerminalID>GRD101000020003</TerminalID> <Token>GRDE72</Token> <SerialNum>901252112</SerialNum> <Amount>21.12</Amount> <TraceNum>2478</TraceNum> <AuthCode>995773</AuthCode> <ApprovedAmount>21.12</ApprovedAmount> <MaskedPAN>0010</MaskedPAN> <RemainingBalance/> <ExtraBalance/> <CardType>VISA</CardType> <AvsResponse/> <CvResponse/> <HostCode>892624</HostCode> <HostResponse>0</HostResponse> <HostMessage>Transaction approved</HostMessage> <RefNum>181</RefNum> <ECRRefNum>aoxomoxoa</ECRRefNum> <TransDate>20170920</TransDate> <TransTime>155555</TransTime> <OrigRefNum/> <BatchNum/> <SigFileName/> <SignData/> <RawResponse/> <ExtData> <PLCardPresent>0</PLCardPresent> <PLEntryMode>4</PLEntryMode> <PLNameOnCard>Ron McKernan </PLNameOnCard> <AmountDue>0</AmountDue> <TipAmount>0</TipAmount> <CashBackAmount>0</CashBackAmount> <MerchantFee>0</MerchantFee> <TaxAmount>0</TaxAmount> <ExpDate>1222</ExpDate> <ECRRefNum>aoxomoxoa</ECRRefNum> <BatchNum>45</BatchNum> <CARDBIN>400555</CARDBIN> <HRef>892624</HRef> <SN>901252112</SN> <!–– EMV DATA ––> <TC>600C695B8B1BC0B0</TC> <TVR>8080008000</TVR> <AID>A0000000031010</AID> <TSI>6800</TSI> <ATC>005A</ATC> <APPLAB>VISA CREDIT</APPLAB> <APPPN>Visa Credit</APPPN> <IAD>06010A0360BC00</IAD> <ARC>00</ARC> <CID>40</CID> <CVM>7</CVM> <!–– EMV DATA ––> </ExtData> </TransactResult>

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